We can offer a wide variety of loan programs to meet your needs:

3.5% Down Payment Loans

Are you currently renting? Are you tired of throwing away money each month to your landlord? We can find the lowest rates and best programs to meet all your purchasing needs. We offer many diverse and innovative loan packages, including programs for first-time home buyers, lease-purchase programs. We offer purchase loans with as little as 3.5% down.

Streamline Refinancing

Are you unhappy with your current loan interest rate? Is your interest rate on your adjustable rate mortgage (ARM) about to increase? Is your balloon note coming due? Silverton will find the lowest rate for the refinance you need!  Access unused equity and lower your payments today!

Debt consolidation / Home improvement

Do you have credit cards with high interest rates? Are you carrying large credit card balances month-to-month? Do you need extra cash to renovate your home or to add on the deck you have always wanted? Silverton will help you use your equity in your home to reduce your monthly payments on your revolving accounts or to get cash back for those home improvements!

No Cost Refinancing

"No Cost" Refinancing refers to a type of financing whereby the borrower is not required to pay any of the normal closing costs associated with obtaining a new mortgage. There are always fees associated with obtaining a mortgage, Loan Origination, Appraisal, Credit Report, Attorney, Title fees, etc. These costs must be paid by someone. In the case of a "No Cost" refinance the lender will agree to pay these fees in exchange for charging the borrower a slightly higher than normal rate of interest for the life of the loan. Depending upon the size of the new loan the additional rate of interest may range from .250% to 1.0% or more.